My Car Lady

Auto Loan rates drop to 3.25% for Nevadans

 
Subject: TREATS from Sarah Lee-MYCARLADY
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Sarah Lee = Mycarlady  (Happy Halloween)702-521-7546   = www.mycarlady.com   sarahlee@mycarlady.com,mvides422@gmail.com,carlady@cox.net
 
Dear FRIENDS,The latest in Steals on Wheels in the Used car Corner starts with this award-winning 2004 Toyota Camry SE v6 with only 21k miles. Original, new tires, battery, silver with grey cloth interior, spoiler, alloys and under KBB plus you save sales tax! Asking $10599 (KBB is 12k) Now you would ask me; “Sarah, why is your mother selling her car with only 21k original miles???”  Answer; “It’s my mother…” 2002 Chevy Blazer: Blue/grey cloth interior. 6cyl. another nice CHEAP 4wd is the. Private party saves you sales tax, this 4 door automatic, air, moon-roof, clean interior, a few scratches outside but nothing terrible is WAS $7999 now only $6999.99 with 87k miles. Has a hitch too! 2003 Honda Accord EX-L v6 COUPE Black/Black leather, Moon-roof MANUAL transmission has a mere 112k miles, runs like a top. Nose has road scar but it’s clean otherwise. Private party looking for $7499.00 OBO.  (KBB $11k) If you want to see these for a test drive or would like to see what other beauties I have CLICK HERE: www.mycarlady.com/used-cars there’s lots more where these came from and if YOU have a car you want me to help you sell on eBay or Craig’s list, CALL ME 702-521-7546!
 
 WHAT’s NEW in the AUTO-WORLD? INTEREST RATES and CAR LOANS! How about Interest Rates as low as 3.25% and 3.35% Locally, if you have OVER a 720 FICO AUTO SCORE. Yup. On new or used, you can even REFI and existing car loan, if your car is less that 3 years old. Call me for more details. And for those in a Bankruptcy or coming out of one, even an OPEN CHAPTER 13!!, or if you have been discharged within the past 2 years, I have a bank that will work with you at a minimal bank fee required down of 10% of the sale price or $1000 down which ever is more. The loan interest is 24% and the term is up to 60 mos. This is a local bank looking to help those with bankruptcy issues; especially where the decision of keeping, or repossessing the current car is a a question. This bank will also help do a TRUE auto loan modification; called redemption, to cut the payment and secure a credit rebuilding loan while you are paying off the CH.13. THIS IS NOT one of the scams you see on TV. (see more about this —>. Call me to see if you and your car qualify. 702-521-7546
AUTO LOAN MODIFICATIONS: The State of Florida has shut down these fly-by-night operators charging fees to refi your car loan and doing nothing. Nationally the web and late-night tv are full of these scams preying on those in bad circumstances. Then along comes LV-Desert Group advertising Auto Loan Modifications, which they can not do, but they are using the phrase to snag you into the dealership where they hope to switch you out of your present vehicle into A NEW LOAN! That is NOT a modification. PLEASE, PLEASE tell everyone you know thinking this is real deal, it isn’t.  The companies holding car loans are NOT RE-NEGOIATING principal balances, cutting balances or cutting the rates and writing new loans. They are repo’ing the cars and getting all the money at auction, glad to have secured the asset as quickly as you are down on the payment 35 days.   ONLY in a bankruptcy can a BK LAWYER (not a car dealer) submit to the court asking for a redemption or reduction of the balance within the BK paperwork. If the auto finance company agrees IN COURT, the consumer can continue to make payments of the lesser amount, note: no bill comes every month so you have to stay on top of it. OR the lawyer can appeal for a redemption, get the reduction, have the approved bank write a new loan on that car or ANOTHER ONE, approved by the court for the new loan amount. The new loan actually reports on the credit and a bill is sent every month. SO, if you want to know the value and status concerning your current car before or during the BK, call me and I’ll get you the paperwork and point you in the right direction. DEALERSHIPS are NOT involved in this process; until there is a new(er) car in the consideration process, BUT I can help you avoid the hassle and car dealer games and get you a bank approval letter for the atty. & the courts.
 
SURPRISE GIVE-AWAY:   Do you have YOUNG children, grand-children, nephews & nieces (ages 4-8) in Dearborn, MI, Sioux Falls, IA, Council Bluff, IA, or Minn. MN?  Let me know… sarahlee@mycarlady.com,mvides422@gmail.com,carlady@cox.net  I could have a cool treat for them.   
SEMA is coming to town.  I’m heading over to SEMA this week to cover all the latest car toys for USED CAR magazine. I’ll be writing about the hottest gadgets and gizmos to make your ride safer, faster or more technology savvy. If you’re looking for something in particular for your car… send me an email sarahlee@mycarlady.com,mvides422@gmail.com,carlady@cox.net or call me at 521-7546 and I’ll get the details for you. Welcome to the Miles of Smiles Club:  Chef Andrew, Juan and Nicole, Lauren, Lyn, Dr. Jeff and family, Carolyn, Will, Felice & Paul, Scott, Jennifer P., Harold, Stuart, Bob and Vera, Len & Debbi, Don I, and Marlene.
NEW 2011 MAKEOVERS: The New FORD Mustang for 2011 has an upgraded interior, more horsepower and solid ratings from all the car magazines.  This is the new benchmark in the power and performance race… under $45k. 2011 Honda Odyssey gets a new body, re-packaging of the features and a big price jump, taking the top of the line mini-van to $45k 2011 Jeep Grand Cherokee is a complete re-design from the ground up. Suspension now offers airbags in the 4wd Hemi Limited with all the goodies. The price is $10k less than a Land Rover Sport. Interior is nicely appointed and they can still make it through the Rubicon Trail, of they can’t call it a TRAIL-RATED JEEP. 2011 Cadillac CTS Coupe.  A brand new car I’ll be test driving this week. If you aren’t on my RSS feed for updates from the MYCARLADY blog; check in here and I’ll send you the video link. 2011 Kia Optima2011 Kia Optima arrives later this month. Built in the new Atlanta, Georgia plant, it shares with the Sorento and the Hyundai Sonata. The grill on the Kia is sexier (IMHO) and the price starts around $17k. This is a sure winner in the continuing saga of the Koreans challenging the Japanese for market share.  BTW; something pretty cool happened during the KIA national US dealer meeting held HERE at Mandalay Bay. KIA President An questioned local dealer Jim Mooridian(Courtesy Kia Henderson) about the state of the local economy as reported in the news. During further discussions, Mooridain and Justin Findlay of Findlay Kia made such a strong impression on Mr. An, he authorized an immediate and UN-PRECEDENTED Extra $500.00 rebate for Nevada residents only, on all new in-stock 2010 and 2011  Kia models until further notice! In all my years in the car business I have NEVER heard of such an immediate response to a community outreach. Kudos to KIA.  HELP LOOKING: Looking for a receptionist, gal Friday, office assistant?  I have a young lady looking for a job, with reliable transportation and a nice family. Call me if you know of something; 521-7546.
Sarah, aka: MYCARLADY
(No that’s not my Halloween mask, that’s my FACE!!)  DID I MENTION my YELP and GOOGLE reviews (maps) website? Have you written a review of MYCARLADY and placed it on either of these websites? YELP/mycarlady or google/maps/mycarlady Those who have, thanks to you and yours, it is truly a gift I appreciate…as I know it takes time. I hope to be able to reciprocate so send me your business review link. 
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